Joe helped us navigate the process by answering every question and being responsive when we needed help. I would strongly recommend him to anyone in the Tampa Bay Area.
–Don F.


Joe was awesome from start to finish. He explained all of the documents so I was very clear on what I was signing. He kept me posted every step of the way on where I stood in the process. If I called with a question he responded in a very timely manner. He always made sure to tell me exactly what documents I needed to have with me so I would not get to the appointment and not have everything I needed. I was buying my first home on my own and he gave me a great comfort level knowing I had him to guide me through the process. You won’t regret using Joe for your home loan.
–Cathy M.


When moving to Tampa I had no idea what mortgage finance people to work through. I LUCKED in to Joe Gabriel. He sent an email and within a couple of hours I had a return call. I was prequalified quickly and he explained the procedure thoroughly. When I was in town looking for a house, we met and talked at length about the process. I HIGHLY RECOMMEND Joe Gabriel. He’s a nice guy who knows his business.
–Dwight H.


Joe Gabriel and the folks at Fairway were awesome. Ran into a couple of issues and Joe worked out everything perfectly. I highly recommend Joe Gabriel and Fairway and in fact, I already have. This is the second time I have used the company to refi and both experiences have been A+++.
–William G.


Joe was very helpful and respectful with our requirements. We had many hurdles to go through with FEMA and our prior mortgage company in order to refinance our home. Joe provided us alternatives and resolutions to our many complex issues. We provide our highest recommendation for Joe Gabriel’s knowledge, communication, responsiveness and personal attention to the explanation of the finite details concerning refinancing.
–Brian S.


Joe was very professional and patient in working with me. He worked diligently to set up the terms I wanted for my home refinancing loan. He thoroughly answered all my questions, making sure I understood the terms for the loan. I truly felt he was working for my best interests. Without any hesitation, I would recommend him to anyone seeking to refinance or obtain a home loan.
–Ronna K.


Our mortgaging experience with Joe Gabriel was nothing short of wonderful! It was one of those situations that went off without a hitch! Joe took care of everything in such a professional manner – I would absolutely work with him again and I have recommended him to all of our friends who are looking to get a mortgage or looking to refinance. Joe Gabriel is the best – professional, responsible and knowledgeable!
–Dave H.


I have been so pleased with Joe’s prompt and business ability that I could recommend him to the universe. There were times that I was not able to get documents to Joe on time and he would come to my home and get them, and these were numerous times. Thanks again, Joe. You were wonderful!
–June Z.


Joe was a valuable and reliable resource with my original loan when I refinanced my loan. There are many brokers out there that just wanted our business, but didn’t ask the necessary questions that helped determine what loan option was most appropriate for my wife and me. He explained the differences between the different types of loans and we learned the lowest rate loan may not be the best because it would increase when interest rates rise. Opting for a 30-year fixed was best for situation. Also, he reviewed the closing costs and the options available to handle the closing costs. He clearly articulated the closing costs associated with loans which in the refinance process was crucial to understand to verify that the refi made sense. Even if you already are working with someone, you should contact Joe to ensure you are taking the right step toward your mortgage.
–Shawn S.


I am self-employed and was having a hard time getting a loan. I had been working with other brokers for over 7 months. Still unable to get a loan. Joe was able to get me approved without a hitch. He walked me through the process and answered all my questions. I ended up with the perfect house and a refinance on my rental property as well. Thanks, Joe!
–Michael R.


Joe is honest, responsive and follows through on commitments. I refinanced with him several times and would do so again if the opportunity presents itself. Joe is very forthright in providing all options available to you and additionally provides/explains all fees and costs associated with the closing process. I’ve always felt that he is looking out for the best interests of his clients, and many in this industry could take a page from Joe’s service orientation.
–Bruce W.


The seller of the house that we purchased needed to close quickly, and Joe did an unbelievable job coordinating all aspects of the loan to meet a very tight deadline. Even with a short timeline, he was able to secure us a great fixed rate with very reasonable closing costs. Joe has proven himself as a lender that focuses on customer service so much that we’ve already recommended him to many of our friends and look forward to doing business with him in the future.
–Jimmy J.